Investment Services

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Resolved Question: home based business?

30 May 2008 at 3:29pm

How u can make easy money using paypal? s Oprah Did A Show On This Topic, It Really Works MAKE FAST MONEY WITH PAYPAL !! Please Read on, this will change your life!!!!! LET ME TELL YOU THAT THE FOLLOWING SCHEME WILL CHANGE YOUR LIFE IF READ CAREFULLY AND FOLLOWED HONESTLY. THOUSANDS HAVE EARNED AND MUCH MORE ARE EARNING .DONT MISS OUT THIS ONE. PAYPAL VERIFIES THAT THIS $6 INVESTMENT SCHEME IS 100% LEGAL AND IS A BIG HIT THIS YEAR. SEE THEIR NOTE BELOW OR ASK THEM DIRECTLY... THIS SCHEME MIGHT TAKE 15-30 MINUTES AND JUST $6, BUT IT IS 100% WORTH IT TO MAKE THOUSANDS SO QUICKLY. THIS IS NOT ANOTHER SCAM THAT TAKES LOTS OF YOUR HARD EARNED MONEY; THIS IS A NO RISK INVESTMENT THAT WILL MAKE YOU THOUSANDS OF DOLLARS VERY EASILY AND QUICKLY. From PayPal: "Dear Member, it has come to our attention that there is a paypal scheme floating around at the moment you may have heard or seen the $6 scheme. You may have even taken part in it. Well we have been asked a lot of questions about this scheme. The answer is yes, it does work and yes it is safe to use, providing you follow the rules. It is legal and has made a big hit on the internet this year. If you would like to take part in this scheme or would like a bit more information ,then please see the attached file that was kindly donated to us. Thank you for using PayPal!" TURN $6 INTO $15,000 IN ONLY 30 DAYS...HERES HOW. "What an amazing plan! I followed your instructions just 3 weeks ago, and although I haven't made 15 grand yet, I'm already up to $9,135. I'm absolutely gob smacked." -Pam Whittemore , Ohio Let's get started, just follow the instructions exactly as set out below and then prepare yourself for a HUGE influx of cash over the next 30 days! Here's what you need to do. . . REQUIREMENTS ..1) an email address ..2) a Premier or Business PayPal account STEP ..1 - Setting up your FREE PayPal Account It's extremely safe and very easy to set up a FREE PayPal account! Copy and paste this to the address bar (notice the secure "https" within the l STEP ..2 - Sending PayPal money "It is an undeniable law of the universe that we must first give in order to receive." Now all you have to do is send $1.00 by way of PayPal to each of the six email addresses listed below. Make sure the subject of the payment says... *PLEASE PUT ME ON YOUR EMAIL LIST* (this keeps the program 100% legal.. so please don't forget!) Note: (If you do not see the full email address for the 6 members, just hit reply To this email and they will show up.) (Just in case you still haven't opened your PayPal account yet, use this link to open one in your name), 1. pridefightgear@yahoo.com 2. Ladybug40123@yahoo.com 3. ice022590@hotmail.com 4. michael_s_1968@yahoo.com 5.thegmen2192@gmail.com 6. harrykinney@comcast.net Remember, all of this is ABSOLUTELY LEGAL. You are creating a service! If you have any doubts, please refer to Title 18 Sec. 1302 & 1241 of the United States Postal laws. STEP ..3 - Adding Your Email Address After you send your six $1.00 payments, it's your turn to add your email address to the list! Take the ..1) email off the list that you see above, move the other addresses up one (6 becomes 5 & 5 becomes 4, etc) then put YOUR email address (the one used in your PayPal account) as ..6) on the list. **MAKE SURE THE EMAIL YOU SUPPLY IS EXACTLY AS IT APPEARS IN YOUR PAYPAL ACCOUNT.** STEP ..4 - The Pure Joy of Receiving PayPal Money! You are now ready to post your copy of this message, to at least 200 newsgroups, message boards, etc. (I think there are close to 32,000 groups) All you need is 200, but remember, the more you post, the more money you make - as well as everyone else on the list! In this situation your job is to let as many people see this letter as possible. So they will make you and me rich!!!! You can even start posting the moment your email is confirmed. Payments will still appear in your PayPal account even while your bank account is being confirmed. HOW TO POST TO NEWSGROUPS & MESSAGE BOARDS Step..1) You do not need to re-type this entire letter to do your own posting. Simply put your CURSOR at the beginning of this letter and drag your CURSOR to the bottom of this document, and select 'copy' from the edit menu. This will copy the entire letter into your computer's temporary memory. Step ..2) Open a blank 'Notepad' file and place your cursor at the top of the blank page. From the 'Edit' menu select 'Paste'. This will paste a copy of the letter into notepad so that you can add your email to the list. Step ..3) Save your new Notepad file as a .txt file. If you want to do your postings in different sittings, you'll always have this file to go back to. Step ..4) Use Netscape or Internet Explorer and try searching for various newsgroups, on-line forums, message boards, bulletin boards, chat sites, discussions, discussion groups, online communities, etc. EXAMPLE: go to any search engine like yahoo.com, google.com, altavista.com, excite.com - then search with subjects like ?millionaire message board? or ?money making message board? or ?opportunity message board? or ?money making discussions? or ?business bulletin board? or ?money making forum? etc. You will find thousands & thousands of message boards. Click them one by one then you will find the option to post a new message. Step ..5) Visit these message boards and post this article as a new message by highlighting the text of this letter and selecting 'Paste' from the 'Edit' menu. Fill in the Subject, this will be the header that everyone sees as they scroll thru the list of postings in a particular group, click the post message button. You're done with your first one! Congratulations! THAT'S IT!! All you have to do is jump to different newsgroups and post away. After you get the hang of it, it will take about 30 seconds for each newsgroup! REMEMBER, THE MORE NEWSGROUPS AND/OR MESSAGE BOARDS YOU POST IN, THE MORE MONEY YOU WILL MAKE!! BUT YOU HAVE TO POST A MINIMUM OF 200** That's it! You will begin receiving money within days! **JUST MAKE SURE THE EMAIL YOU SUPPLY IS EXACTLY AS IT APPEARS ON PAYPAL.** So can you afford $6?? And see if it really works?? I think so? People have said, what if the plan is played out and no one sends you the money? So what are the chances of that happening when there are tons of new honest users and new honest people who are joining the internet and newsgroups everyday and are willing to give it a try? Estimates are at 20,000 to 50,000 new users, every day, with thousands of those joining the actual Internet. Remember, play FAIRLY and HONESTLY and this will work. This really isn't another one of those crazy scams! As long as people follow through with sending out $6.00, it works!

Resolved Question: What does this tell you about our presidential candidates?

30 May 2008 at 11:19am

Top campaign contributors for each candidate: ClintonDLA PiperLaw firm ClintonGoldman SachsInvestment bank, securities ClintonMorgan StanleyFinancial services ClintonCitigroup IncCredit cards, financial services McCainBlank Rome LLPLaw and lobbying firm McCainMerrill LynchFinancial services McCainCitigroup IncCredit cards, financial services McCainGreenberg Traurig LLPLaw and lobbying firm McCainGoldman SachsInvestment bank, securities ObamaGoldman SachsInvestment bank, securities ObamaUBS AGFinancial services ObamaJPMorgan Chase & CoFinancial services ObamaLehman BrothersInvestment management firm PaulUS ArmyArmed services PaulUS NavyArmed services PaulGoogle IncTechnology, Web site PaulMicrosoft CorpTechnology PaulUs Air ForceArmed services Did you know that Ron Paul received more contributions from active duty military personnel than ALL THE OTHER CANDIDATES COMBINED?? Um, maybe I should have been more specific... Obama, Clinton and McCain get most of their money from BANKS and LOBBIES. Ron Paul gets his from the military and military personnel. He's the only anti-war candidate left... what does that tell you?

Resolved Question: Where to get reliable investment advice?

30 May 2008 at 9:24am

My parents are retired and live in Montreal. They recently sold a property and are wondering how to invest the proceeds - they are not very financially savvy. Their bank advisors are recommending all kinds of structured products and portfolio services that carry high fees. Where would you recommend they go to get good, objective advice on how to invest for retirement?

Resolved Question: Invoicing an investor?

30 May 2008 at 3:48am

I need to send an invoice to my investor�s service company for the money he is going to invest. Is there any standard procedure for doing this? What do I put in to goods and services? I could put it down as time worked, but then there is the unbilled time that I have worked as my own investment in the company. I am out of the country at the moment and unable to contact an accountant to help me, so any advice or links would be very much appreciated. (I am UK based - so I would need advice according to UK accounting procedures - thank you!)

Resolved Question: Financial advisor for free with bank or any institution?

30 May 2008 at 3:07am

Well, are they any good? I have some money in a bank and an IRA with fidelity. Both my bank and fidelity are providing complimentary Financial advisory service. I want to know if it is any good? I am novice and juz started out into the world of investment and overwhelmed already. Any input is highly appreciated.

Resolved Question: For tracking investments, what can Quicken, Money, or plai...

29 May 2008 at 11:06pm

I currently use Fidelity.com mainly because my company uses them for 401K services. Is there any advantage to using Quicken or MS Money? Excel is very flexible but not eager to go through all the initial effort. I currently use a very basic version of Quicken but only for keeping track of bills and such. Would I be wasting my time battling these other programs or do I get all the info I need from the brokerage site?

Resolved Question: (UK) Is income from a holiday home taxed as investment inc...

28 May 2008 at 6:22pm

Also am i able to offset the interest i am charged on the loan or/and ground rental charges against the income that i earn from the holiday home, if i am and the figure reduces the income to a loss am i able to carry the loss over in my tax return. Finally am i able to claim tax relief at 40p per mile in order to go and service the holiday home? Thankyou in advance. Before anybody says get an accountant i think i have found one, but i would like a second opinion.

Resolved Question: I need help with a some history questions?

28 May 2008 at 12:07pm

I know this looks like a lot of questions i just need to make sure i have them right before i turn them in so pleasse help me Which of the following did NOT contribute to the growth of cities? migration to the suburbs improvements in transportation construction of skyscrapers immigration 21: Which of the following best characterizes urban areas in the early 1900s? slums and tenements a growing middle class population open spaces, trees, and grass ethnically mixed neighborhoods 22: Which became the most popular American sport during the late 1800s? football baseball basketball hockey 23: In the case of Plessy v. Ferguson, the Supreme Court declared segregation unconstitutional established the "separate-but-equal" doctrine, upholding segregation ordered public school districts to upgrade schools for African Americans ordered universities to enroll more women and African Americans 24: Which of the following factors helped to reduce household chores by 1900? technological advances smaller homes inexpensive domestic help division of labor among family members 25: Which of the following were popular forms of entertainment in the late 1800s? vaudeville moving pictures trolley parks all of the above 26: Which was a result of the Spanish-American War? Cuba became a Spanish protectorate Puerto Rico and Guam were made US territories Spain admitted it had blown up the Maine The Philippines won independence from foreign rule 27: The building of the Panama Canal was important because it helped staballize the economies of Latin American countries improved relations between Colombia and the United States facilitated movement between Atlantic and Pacific ports promoted European investment in the United States 28: Under imperialism, the stronger nation attempts to dominate a weaker country sell its products to a weaker country create an empire all of the above 29: Most Progressives argeed that the government should nationalize industries abolish home rule in cities and states protect workers and help the poor outlaw unions 30: Woodrow Wilson won the presidential election of 1912, partly due to Taft's decision not to run for a second term the fact that he was the only candidate with a reform platform a split in the Republican vote the lack of competition 31: Progressivism was halted by the efforts of the NAACP World War I the repeal of the prohibition amendment the victory of the Bull Moose Party 32: Which belief was held by most Progressives? The government should be more accountable to its citizens Housing and healthcare should remain private The government should protect agricultural interests The government should intervene in unfair business practices 33: In 1906, Upton Sinclair's novel entitled The Jungle exposed dangerous workplace conditions in the meatpacking industry for women in the garment industry for children working long hours for miners in West Virginia and Colorado 34: One way reformers hoped to end corruption in govenrment was to establish an income tax give voters more direct say in lawmaking provide more welfare services use the army to oust political machines 35: Many Americans became more supportive of sufrage as a result of women's activities in World War I the Seventeenth Amendment the Bradwell v. Illinois decision the repeal of prohibition 36: The battle for women's suffrage ended with the ratification of the 16th Amendment 17th Amendment 18th Amendment 19th Amendment 37: Which event sparked World War I? the sinking of the Lusitania the German-French dispute over Alsace-Lorraine Russia's quest for a warm-water port the assassination of the heir to the Austro-Hungarian throne 38: Which of the following was a major factor in the decision of the United States to enter World War I? Britain's naval blockade of Germany Germany's unrestricted submarine warfare Vladimir Lenin's rise to power in Russia France's fall to the Central Powers 39: An underlying cause of World War I was the ongoing dispute over the convoy system the web of alliances European nations created for their defense an alliance between the autocratic rulers of Germany and Russia American insistence on neutrality 40: After Lenin seized control of Russia in 1917, Germany surrendered the Allies declared war on Russia the United States entered the war Russia withdrew from the war 41: One of the main causes of the war, imperialism, involved invading Belgium and France acquiring uncolonized areas of the world blockading enemy ports acting in a nation's own interest 42: The German U-boat changed the rules of naval warfare because it attacked only in the summer remained hidden and fired without warning avoided merchant ships surfaced before firing its torpedoes 43: The death toll from World War I was the highest for American troops low, because of advances in weapons extraordinarily high high for Germany, but low for the Allies 44: In the 1920s, many American consumers began to adopt the practice of recycling sewing their own clothes buying goods on credit publishing their own newspapers 45: Henry Ford's dream was to sell cars that came in many colors could travel 100 miles per hour ordinary people could afford would attract wealthy business owners 46: One result of Prohibition during the 1920s was an increase in alcoholism a decline in dancing and socializing the rise of organized crime the creation of urban artistic colonies 47: How did life change for American women in the 1920s? Many women felt more fre to experiment with bolder styles and manners Married women found it much easier to balance careers and family life Most women grew long hair and stopped using makeup Women began to dominate the work force, often taking leadership positions 48: Jazz was brought to northern cities by older generations musicians from the Mexico City area southern Arfican Americans World War I veterans 49: The rise of films, radio broadcasting, and the news media all helped to bring about organized crime a national culture the Garvey movement the Ku Klux Klan 50: During the Depression, African Americans, Hispanics, and Asian Americans made great strides in equal rights legislation often lost jobs to white laborers were less affected than other groups were encouraged to start their own businesses 51: A major environmental crisis of the 1930s was known as the Dust Bowl the Grapes of Wrath Black Tuesday the Great Crash 52: How did most investors react to a sudden fall in stock prices in 1929? They called in their loans They pooled money to buy stocks They raced to sell their stocks They pledged their stocks as collateral 53: A fundamental disagreement between the candidates in the 1932 presidential election concerned whether or not the Depression existed the federal governement should try to fix people's problems Americans should offer aid to European economies any relief efforts were necessary to ease the ecnomic crisis 54: The rise in homelessness mainly resulted from increased immigration high interest rates a decline in housing construction laid off workers losing their homes 55: During the Depression working women were embarassed to be working respected for being family providers paid extra if they got married accused of taking jobs away from men 56: Which New Deal agency was created to help businesses? Federal Reserve Board National Recovery Administration Civilian Conservation Corps Home Owner's Loan Corporation 57: What criticism did many Progressives make of the New Deal? It unfairly taxed successful, hardworking people It poromoted a regimented, militaristic society It did not do enough to redistribute wealth Many of its programs smacked of "Bolshevism" 58: The "black cabinet" was an unofficial group of African American officeholders a loose coalition of opponents to the New Deal the nickname given to Roosevelt advisors Harry Hopkins and Harold Ickes African American Cabinet members who opposed the New Deal 59: How did Roosevelt try to help business? by raising tariffs by stabilizing industrial prices by expanding foreign trade by abolishing the minimum wage 60: How did Roosevelt's programs help farmers? by raising crop production by encouraging farmer associations by allowing Mexican labor by giving financial assistance to farmers 61: Sit-down strikes were so successful that the Supreme Court outlawed them employers hired only nonunion workers unions won all their demands Congress passed the Wagner Act

Resolved Question: Four Geography problems I am having a lot of trouble with,...

28 May 2008 at 11:21am

1. The six climate regions into which geographers have divided the earth were defined mainly by A) latitude and elevation. B) temperature and precipitation. C) atmospheric pressure. D) location and landforms. 2. What region was the culture hearth for most of East Asia? A) the United States B) modern Japan C) Teotihuacan D) ancient China 3. By which of the following are modern economic systems distinguished from one another? A) means of production B) kinds of goods and services produced C) amount of investment capital D) degree of government involvement 4. What information would be least helpful in measuring the economic development of a country? A) how people in the country earn a living B) the country's climate C) the gross national product of the country D) the per capita GNP of the country Thanks in advance for the answers, please answer only if you are sure, and want to help me!!!!!

Resolved Question: Primerica: Good, bad or ugly?

28 May 2008 at 1:20am

Looking for information on costs vs. return on investment for dealing with Primerica. I'm just getting back on my feet after the forced unemployment I just went through in the Mortgage industry, and I'm used to hard work. I have my own clients, and some, but not all, will go with me no matter where I'm writing loans. They trust me not to screw them @ this point. :) What personal experiences have people had with re: to them. Not looking for "They suck, run away" type answers here. I've read up on them, and they DO cost a bit more on most things, but they offer awesome servicing too, so I'm kinda torn here. Let me know what you folks think...

Resolved Question: Have been having problems with these Geography questions p...

27 May 2008 at 6:09pm

Resolved Question: Are High School Football Recruiting Services worth the mon...

27 May 2008 at 5:21pm

I'm a 10th grader who has played on the Freshman and VJ teams and will move to Varsity in my Junior year however I have not received any letters from colleges so I am considering using a service to circulate my tape and get my name out. It this a wise investment or it this something that I can either do myself as the services charge between 1 - 2k Any advice from those experienced in the recruiting process would be helpful.

Resolved Question: The Watergate scandal grew out of the efforts of Nixon's c...

27 May 2008 at 1:12pm

Resolved Question: By which of the following are modern economic systems dist...

27 May 2008 at 12:44pm

A) means of production B) kinds of goods and services produced C) amount of investment capital D) degree of government involvement Thanks in advance for your help!

Voting Question: Gatherings for network-marketing financial services?

26 May 2008 at 10:33pm

I am involved with a company that markets financial services such as life insurance, investments, debt consolidation, merchant credit card services, etc. I need to find customers to do field trainings with my trainer. I am looking for ideas. Do you know of great social gatherings where I could meet approachable head-of-households to introduce myself to?

Voting Question: Can someone please help me with some of these accounting que...

24 May 2008 at 5:02pm

I am not looking for anyone to do my homework for me, but I am taking classes online, and these are the examples of the problems I have to look forward to during the test next week. I do not understand this stuff, bc it is all new to me. I really need someone to explain a few; if not all of these problems, so I can have a better understanding before the test. Please!! 4. Smith Company purchased $105,000 of computer equipment from Brown Company. Smith Company paid for the equipment using cash that had been obtained from the initial investment by Connie Smith. The transaction involving the computer equipment should be recorded on the accounting records of which of the following entities? (Points: 7) A.)Smith Company and Connie Smith's personal records B.)Brown Company and Connie Smith's personal records C.)Brown Company D.)Smith Company and Brown Company 5. Equipment with an estimated market value of $45,000 is offered for sale at $65,000. The equipment is acquired for $10,000 in cash and a note payable of $40,000 due in 30 days. The amount used in the buyer's accounting records to record this acquisition is _________. (Points: 7) A.)$50,000 B.)$65,000 C.)$10,000 D.)$45,000 6. From Problem 1-3A what it total Net Income for Mariner Financial Services? (Points: 7) A.)$23,665 B.)$30,015 C.)$52,400 D.)$28,735 7. From Problem 1-3A what it the net cash flow used from operating activities for Mariner Financial Services? (Points: 7) A.)$0 B.)$13,140 C.)$29,140 D.)$42,280 8. From Problem 1-6A what is supplies expense (b) for Cayenne Realty? (Points: 7) A.)$1,500 B.)$7,200 C.)$12,000 D.)$70,000 9. From Problem 1-6A what is the ending capital balance (g) for Cayenne Realty? (Points: 7) A.)$0 B.)$49,600 C.)$185,600 D.)$184,000 10. From Problem 1-6A what is the ending total assets (h) for Cayenne Realty? (Points: 7) A.)$192,000 B.)$6,400 C.)$166,400 D.)$49,600

Resolved Question: GI Bill - Will Bush sign it into law ??

23 May 2008 at 3:45pm

Today, the Senate took a historic step toward a modern and fair educational benefit for the men and women who have served honorably since 9/11. This bill properly responds to the needs of those who answered the call of duty to our country--those who moved toward the sound of the guns--often at great sacrifice. "Congress today resolutely asserted that it is time for those of us who have been calling on these brave men women to serve again and again to assist in providing a meaningful chance for a first-class future. This is a bill that is equal to the first-class service that they have given to this country. "I am gratified by the substantial support we received today in the Senate for this new, robust GI Bill. The effort was only made possible by the solid investment and leadership of my chief cosponsors, Senators Hagel, Lautenberg and Warner, in addition to the unwavering support of our nation's leading veterans' organizations. 81 percent of Americans say that veterans of Iraq and Afghanistan are not getting enough support in transitioning back to civilian life. - 91 percent of Americans support providing these veterans with a funded college education for their service. - More than 8 of 10 Americans support a comprehensive 21st Century GI Bill. - 83 percent of Americans believe that a new 21st Century GI Bill will benefit America.

Resolved Question: I am 42 and I have 2 daughters ages 22 and 23. I would lik...

21 May 2008 at 12:58pm

Greenville, SC. Both daughters have great customer service skills and are very organized. One of my daughters is currently a paralegel. The other works in customer service for a major company. One is very classy, the other is a little more funky. I am skilled in marketing and publishing. We would like to do something fun that we would enjoy doing together. We prefer something that would require very little investment. Any suggestions?

Resolved Question: ok how about these old jokes are they funny?

21 May 2008 at 8:08am

Three old men are talking about their aches, pains and bodily functions. One seventy year old man says, "I have this problem. I wake up every morning at seven and it takes me twenty minutes to pee." An eighty year old man says, "My case is worse. I get up at eight and I sit there and grunt and groan for half an hour before I finally have a bowel movement." The ninety year old man says, "At seven I pee like a horse, at eight I crap like a cow." "So what's your problem?" asked the others. "I don't wake up until nine." When You're Over 50... Kidnappers are not very interested in you. In a hostage situation you are likely to be released first. No one expects you to run into a burning building. People call at 9 p.m. and ask, "Did I wake you?" People no longer view you as a hypochondriac. There's nothing left to learn the hard way. Things you buy now won't wear out. You can eat dinner at 4 p.m. You can live without sex (but not without glasses). You enjoy hearing about other people's operations. You get into a heated argument about pension plans. You have a party and the neighbors don't even realize it. You no longer think of speed limits as a challenge. You quit trying to hold your stomach in, no matter who walks into the room. You sing along with the elevator music. Your eyes won't get much worse. Your investment in health insurance is finally beginning to pay off. Your joints are more accurate meteorologists than the National Weather Service. Your secrets are safe with your friends because they can't remember them either. Your supply of brain cells is finally down to a manageable size.

Resolved Question: Is Financial Engines "Personal Asset Manager" worth the 0....

20 May 2008 at 10:40pm

I have a company 401k and we are offered the services of Financial Engines "Personal Asset Manager". This service's fee is 0.6% of your account balance per year and advertises to provide the following: "When you enroll in the Personal Asset Manager program, you get peace of mind knowing that professionals are managing your investments for you. You also get toll-free access to Investment Advisor Representatives who can help with any questions you may have." Is this worth the fee?

Voting Question: I'm interested in buying rental property as an investment - ...

20 May 2008 at 12:00pm

I live in an very expensive real estate market. The cheapest home I know someone bought was $500K for a trailer-park home (she owns the land and its a very nice trailer - but its ridiculously expensive)! I've heard of people buying houses and renting them out in other states/areas. Its a great way to build up equity to eventually buy a home here or at least get into the property ownership game when its too pricey to do so here. However, buying out of the area or out of state is required to get a price that is affordable. I'd be ok with a management company cutting into profits, but how do you go about buying a house like this? I don't want to get ripped off since I'm new to this and won't be able to do on-site inspections myself. I know I'd have to research areas to see what is desireable in rental property but there have to be services that help set up these kinds of investments that aren't total scams, right? Can anyone help? Very good advice so far. I really don't see buying within a 45 minute drive feasible with the prides in this area. If I could afford to buy in this area, I'd buy for myself. I know there are different loan options when buying for a commercial purpose but I don't think I could really afford anything local on my own.

Resolved Question: Quality of your Broadband service, and what country you li...

19 May 2008 at 3:56pm

Watching a program in the UK (BBC1) yesterday they were on about how "Poor" our broardband service can be in rural areas of the UK, some of our towns and cities may be better with a choice of BT or cable. Profectional people where saying the UK still needs massive investment (about 15 billion pounds) to bring us in line with many other countries What is your broardband service like is it good and what country do you live in. (Are you in the city or the country side)

Voting Question: Military , College , and/or both for future career in law en...

19 May 2008 at 2:02pm

Im graduating I would like to enlist after highschool because I know its a 8 year contract and would like to finish it completely the remaining 4 in reserves , So I could be done by latest age 27. With the years in service I would already be qualfied for the nypd. Ive been thinking about doing 4 years active for my full benefits. After my 4 years I would go to college and get my degree in police studies. Im hoping I can get most of the college paid for with my G.I bill and I will also have money saved up from the army and my tuition to the school I want to go to is about 12k yearly and its dedicated completely to criminal justice and social services. Do you think this is a good idea ? Is the military plus the college and good investment or should I just do the college and call it a day. I also want to serve my country and this just isnt a resume booster but its a plus.

Resolved Question: beginner stock question, which to website to open account ...

19 May 2008 at 1:39pm

which to website to open account with? ameritrade, scotttrade, sharebuilder, or e-trade? i dont plan to put too much money a month in my investments. i probably wont spend more than 50-70 dollars a month on stocks. what service provide would be the best for me?

Resolved Question: Who is the best person to talk to to plan our financial fu...

18 May 2008 at 5:08pm

Me and my fiancee have worked for months to get our car payed off and now we have finally done it! Its payed off 28 months ahead of schedule and that leaves us with a large portion of extra disposable income. We really want to start planning for our future but there are just so many types of IRA's and other plans out there that it can be confusing what is the best route to take our money. So we are thinking maybe we should talk to a proffesional on what to do. So who do we see for a service like this? An investment banker? Talk to local investment offices? A finacial planner?

Resolved Question: Using the following information: national income accountin...

17 May 2008 at 4:08pm

All figures are in billions Wages, Salaries, and supplementary labour income -$194.2 Canadian exports of goods and services --------------$17.8 Capital consumption allowance (depreciation) ---------$11.8 Government current purchases of goods and services--$59.4 Net Investment (net capital formation)----$52.1 Canadian imports of Goods and services----$16.5 Personal comsumption expenditures----$219.1

Voting Question: The IRR on an investment is due mostly from depreciation, ho...

17 May 2008 at 1:08pm

The IRR on an investment is 15%. A large portion of the cash flow used to calculate the IRR is from depreciation. Shown as ?Tax Refund? in the example below. How can I as a stock holder, benefit from the depreciation of the assets of the company, how does the loss from depreciation of the assets get to me, how does it become my loss? Here is an example: 1,000 Equity Investment used to buy assets 2,000 Banks Debt used to buy assets _3,000__1,500___Assets __300____300___Revenue ___10_____10___Operating Expenses __100____100___Interest on long term debt __110____110___Total Costs w/out Amortization _1,500____750___ Amortization _1,610____860___Total costs (1,310)___(560)__Taxable income (Loss) __447_____191__Tax refund (payable) __(863)___(369)__Income (Loss) after tax _1,500_____750__Add back amortization ___637_____381__Cash before debt service ____40______40__Less: principal debt repayments ___597_____341__Net cash flow IRR(-1000, 597, 341, 213, 149) = 15%

Resolved Question: i received a letter from somone from south africa to trans...

17 May 2008 at 6:42am

this is the messageDear Sir/Madam, This letter may come to you as a surprise due to the fact that we have not yet met. I could have notified you about it at least for the sake of your integrity. But please accept my sincere apologies. I am Mrs. Rebeca Thambo , the wife to late Morgan Thambo the former Minister of Land and Agriculture in Zimbabwe, who was assassinated on the 18th of January 2005 by some of President Robert Mugabes aides. I managed to get your contact (email) details through your Country Online services here in Johannesburg South Africa in my desperate search for a trustworthy person to assist me in this confidential business. My late husband, Morgan Thambo urges President Robert Mugabe to hand over the power or he my husband will resign after the much talked about Land Reform Policy that denies white farmers their farm land which my husband highly opposed. After my husbands official resignation on the 16th of January2005, President Robert Mugabe, sent his aides police to beat up my husband in our home which lead to my husbands death. My late husband, Morgan Thambo made some deposit in a Security Company in the Republic of South Africa for purchasing of Farm Equipments amounting to US$22.7 MILLIONS (Twenty Two Millions, Seven Hundred Thousand United States Dollars) in cash. This amount of money was transferred into South Africa through diplomatic channels. After his death, I and my son being in Johannesburg , South Africa , decided to transfer the money out side the shores of South Africa for my family use since it is the only money that my family can lay hand on and I have all the original depositary documents of the money that was kept in a Security Company. My son and I are currently living in Johannesburg while waiting for an appeal lodged by a lawyer on our behalf to the Department of Home Affairs, for our refugee status application. We are having it difficulty in operating any type of bank transaction for the transfer of the money as the South African monetary policy is not favorable to people like us ((refugee) who have no permanent residence status. In acknowledgment of executive powers and the various business opportunities in your country, I am requesting your assistance in helping me transfer this money into your personal or business account. After the transfer is accomplished, my son and I will then follow you for subsequent investments in your Country. For your assistance in this transaction, I offer you 30% of the total sum for compensation. And all other expenses you incur during this operation will be credited to you. Please do not hesitate to contact me or my son. All documents concerning this transaction will be made available to you for your safety and as a proof that this money is not from any criminal origin. I must then emphasize that this operation/transaction is highly confidential and is to be kept as such. Kindly provide me with your full names, private phone and address or you can call on this my phone number for more details. {+27730987182} or email my son. Email: rebecathambo@hotmail.com Best regards, Rebeca Thambo Mrs.

Resolved Question: For those U.S. Citizens who fought or sacrificed for the W...

16 May 2008 at 12:45pm

How should these US Soldiers and Service People return to the US to claim "Victory"? What will define it for them and for the many who have already sacrificed so much and already returned home (or died and are no longer here)? To the extent this War in Iraq has become more of a Civil War, how can the U.S. declare "victory" in a fight that was essentially not the U.S.'s fight to begin with? Establishing a foothold in this centuries-old war-torn region of the planet does have some strategic advantage. The dividends of the investment made by the U.S. to do this do not appear immediately apparent, however. All want the war to end. All want the return of their loved ones. All want to return with honor and the badge of victory. But is this just a no-win situation for the U.S.? Should the U.S. just back out without the Iraqi's taking full charge of their country's future or well-being? How will the majority of US patriots who fought define "Victory" from the Iraqi war? As my deceased father once advised -- "The ultimate hope for the fate of Humanity lies in Outer Space". I laughed when he said it. But now with all I'm seeing, I'm starting to think he was correct! To Responder OscarSix -- ABSOLUTELY I understand your point. And I agree. I feel for the innocents of other countries who have bled and died at the hands of tyrants for so long. I'm just searching for a definition of "Victory" from this war so we can give our patriots some honor and bring them home. Alternate Scenario: Cut and run now. Recharge. Wait and see what happens. Then jump in again later when you know more how this age-old battle will lean. The U.S. is so young at under 300 years old. We are Whipper-Snappers, By Gollie, when it comes to understanding these conflicts. Just don't nuke anyone, O.K? How much might it cost for a rocket ticket now to another planet? GO NASA!

Resolved Question: Going on an interview for a Budget Analyst w/ a government...

16 May 2008 at 11:25am

I will be interviewing next week for a Budget Analyst job w/ a government agency. I currently work in retail banking as a sales representative. I have a bachelor's degree in finance and since gruaduating I have 3 years experience in bank oriented investments and lending. Obviously this is a change of field. I am going from sales to working for gov't. I am going from working w/ retail issues to gov't and civil service issues. Any advice for me during the interview? I have interviewed at other "retail" or "investment" type places before and have always been made an offer shortly afterwards. Should I continue to do what was successful w/ those... or should I stress more about my educational background and desire to move away from sales and retail and into more of a civil service type career. If you were interviewing someone for a budget analyst... what type of qualities would you want them to convey about themselves to you?

Resolved Question: can any one answer is it debit or credit?

15 May 2008 at 9:07pm

1 Investment Inflows 2 merchendise export 3 payment for american services to forigner 4 private gifts to foreign residents 5 capital outflows 6 forign aid granted to other nation.... its very challenging can any one help me..!!

Resolved Question: What is the benefit of purchasing a freehold ground rent o...

15 May 2008 at 8:00pm

Why would someone make such an investment? Ground rents collected go directly to buildings insurance so no obvious profit involved. One recent freehold ground rent sold for �9000 on a converted property with 8 self contained flats. Ground rent �100 PA, no service charge.

Resolved Question: what is the future of social networks/networking?

15 May 2008 at 4:25pm

I'm doing research on social networks, Web 2.0, and viral marketing. Should advertisers use social networking to market their products/services, or is it just a fad; something that will blow over in a few years? Should social networks be a serious investment for companies looking for the newest way to get ahead?

Voting Question: Advice on business deal regarding part ownership for services?

15 May 2008 at 2:07pm

I had a conference call with a company/website who are looking to use my services on the project in return for 4% ownership. So far the project has $22 Million in investment and will be launched this year they will also be getting another $30 Million in what they called "Series A" investment in 2009. They expect the site will be huge by summer 2010. I'm not receiving a salary on the project and can not sell my share until at least 2010. Now according to the sites CEO this is common place because so far all the money in the project is investment so no revenue is being generated as yet, although he says I can use my shares as an asset based on the current value of the project so 4% or $22M now and $52M in 2009. Its basically a consultants role so not a lot of hands on work so I'll probably go for it but based on the model can anybody give me an idea of how to deal with it other then sell as quick as I can in 2010.

Resolved Question: Land investment company that gone insolvent,do i get to ke...

15 May 2008 at 7:01am

will i get anything back? what to do about a company that has gone insolvent because they were in breach of financial service authority, ( im talking about UK LAND INVESTMENTS CO, check their website) we are not protecterd by any statutory legislation as they were unregistered, what do we do? WHAT HAPPens if you have already bought out the land in full and it is freehold, and you have the papers, what can you do, no planning permission on it, but we do have papers that say its ours,.

Resolved Question: Thought you guys might enjoy a probable doomsday prophecy ...

14 May 2008 at 12:32pm

Doom-filled warnings arrive from AT&T this week. The company says that without substantial investment in network infrastructure, the Internet will essentially run out of bandwidth in just two short years. Blame broadband, says AT&T. Decades of dealing with the trickle of bandwidth consumed by voice and dialup modems left AT&T twiddling its thumbs. The massive rise of DSL and cable modem service in the 2000s has had AT&T facing a monstrous increase in the volume of data transmissions. And that's set to increase another 50 times between now and 2015. That's enough, says AT&T, to all but crash the system. In response, AT&T says it's investing $19 billion to upgrade the backbone of the Internet, the routers, servers, and connections where the bulk of traffic is processed. Of course, AT&T is using this breathlessness in part to point fingers beyond simple broadband use. Web video (especially high-definition video) is the most commonly mentioned bandwidth hog. AT&T says video alone will eat up 80 percent of traffic in two years vs. just 30 percent now. One wonders how YouTube doesn't collapse under the pressure. Hmmm. Meanwhile, many are wondering whether this is prelude to AT&T announcing (or not announcing, but doing anyway) a traffic prioritization/shaping system like Comcast has been tinkering with... and which has earned it nothing but scorn. Net neutrality (which would forbid premium pricing for certain Internet applications and destinations) is a topic that continues to be hotly debated on Capitol Hill, and telcos are anxious to kill the idea since they'd love to be able to charge additional money for different kinds of web traffic. If the whole Internet is about to crash, well, that makes AT&T's argument all the more compelling, doesn't it? OK... So how many of you believe this is due, at least in part, to destroy the "free" nature of the internet. Mark me. We will be seeing usage based internet bills in the VERY near future. What do you think? Guitar shredder... You're technically right. This doesn't belong in this section, but if you hung around here alot, you'd see why I put it here. We get questions on nearly a daily basis about the year 2012 being the end of the world (which is nonsense by the way). I thought people in the Astronomy section would enjoy a REAL potential doomsday report for a change... :) It's acutally not "Hogwash" as someone says. My background includes telecommunications network design, deployment and management. This is not the first time this has come up - it's the first time I've seen it raised publically...

Resolved Question: land investment company that gone insolvent, will i get an...

14 May 2008 at 6:22am

what to do about a company that has gone insolvent because they were in breach of financial service authority, ( im talking about UK LAND INVESTMENTS CO, check their website) we are not protecterd by any statutory legislation as they were unregistered, what do we do? WHAT HAPPens if you have already bought out the land in full and it is freehold, and you have the papers, what can you do,

Voting Question: Mutual Funds?

13 May 2008 at 3:51pm

How mutual funds differ from any other investment services?

Resolved Question: Investment firm question?

13 May 2008 at 1:18pm

Which is better overall? Online Investment firms (like Scottrade) or Full Service Investment firms which has a financial advisor (like Edward Jones)? Which one has better result? I'm only investing about $1000.00; and plan on just leaving it there without adding or withdrawing any funds from it. And I'm going to take it out 30-40years later. Please help me decide which option is best for me.

Resolved Question: obama lier? i think so?

12 May 2008 at 12:51am

Resolved Question: Will Our (US) Economy recover ?

10 May 2008 at 9:00pm

Dr. Edwin Vieira, Jr., Ph.D., J.D. March 17, 2005 NewsWithViews.com Contrary to a widespread belief, socialism in the Soviet Union and Eastern Europe did not collapse because of the clever geostrategic maneuvers of the Reagan Administration. Neither did the East Bloc break up because its leaders were incompetents who put into practice the wrong plans. Particular politicians and policies--East or West--had next to nothing to do with it. The East Bloc fell apart--and had to fall apart, no matter what anyone did--because of an obscure principle of economics known as "the impossibility of rational economic calculation under bureaucratic central planning". Socialism failed--and must always fail--because, without prices for goods and services generated by a free market, central planners cannot allocate resources and manpower intelligently. But central planners cannot allow a free market to set prices (otherwise there could be no central planning). In the long run, this self-imposed bureaucratic blindness to the real values of people and things results in monumental waste, the failure of central plans to deliver sound capital investments and advancing standards of living, and finally the collapse of those societies that allow politicians and bureaucrats, rather than free entrepreneurs and workers, to direct the course of economic affairs. Although this principle had been recognized by other economists for almost a century theretofore, it received systematic exposition in Ludwig von Mises's seminal treatise, Socialism, first published in the 1920s. So, during the heyday of central planning from the 1920s to the 1980s, no one should have been unaware of the problem. Nonetheless, the political elite and the intelligentsiia ignored it, just about everywhere. In the Soviet Union and Eastern Europe, where Stalin and his successors imposed industrial-strength central planning through police-state terrorism and slave labor in the Gulag, the price was higher than in (say) the United States, to which Franklin D. Roosevelt was able to administer only a diluted dose of the same poison. But a price there was, paid as usual by common people. Economic theory also teaches that any scheme of fiat currency and fractional-reserve central banking is just as inherently flawed, incapable of permanent existence, and inevitably doomed to disaster as all-around, full-blown socialism, because fractional-reserve central banking systematically subverts the free market's structure of prices through expansion of currency and credit--which results in redistribution of wealth, misallocation of scarce capital, and collapse in either depression or hyperinflation followed by depression. This is no new insight. The problems fractional-reserve banking causes were widely discussed in the 1800s; and the whole subject of political versus free-market money was exhaustively examined by Ludwig von Mises, in his treatise The Theory of Money and Credit, first published in the 1920s. (Probably the best book on this subject now available for the average reader is Murray Rothbard's The Mystery of Banking.) But, throughout the Western world during the 1900s and even unto the present moment, the political elite, high finance and big business, and their hired intelligentsiia have generally ignored these problems--doubtlessly because irredeemable currency and fractional-reserve central banking have served their short-term interests, and the costs of the system have always been paid by picking the pockets of the common man. For this country's system of fractional-reserve central banking, though, Americans cannot blame some foreign dictator such as Stalin, but instead need to indict their own home-grown usurpers and tyrants: primarily, Presidents Woodrow Wilson (who signed the Federal Reserve Act in 1913), Franklin Roosevelt (who outlawed private possession of gold for use as currency in 1933-1934), and Lyndon Johnson (who repudiated the government's promise to redeem its paper currency in silver coin in 1967-1968). Some people also assign a large share of responsibility to Richard Nixon, who terminated redemption of Federal Reserve Notes in gold for foreign banks in 1971. This, however, is unfair. By "closing the gold window", Nixon extricated this country from an especially expensive variety of parasitism by the Federal Reserve System: its ability to prop up the value of Federal Reserve Notes by looting America's gold reserves. Indeed, such was Nixon?s legal duty. Because the Federal Reserve System as a whole is unconstitutional, paying out this nation's gold in redemption of Federal Reserve Notes is unconstitutional, too. (Nixon, of course, was far from being a constitutionalist. But, as folk wisdom teaches, "God writes straight with crooked lines".) In the case of the Federal Reserve, economic history all too strongly confirms economic theory. In 1913, the Federal Reserve's touts predicted that it would allow bankers and politicians to "manage" currency "scientifically", and thereby to end business cycles, eliminate inflation, and forefend depressions. Yet, the country soon suffered a sharp, albeit short depression in 1920-1921, followed by the horrendous collapses of the stock market and the banks in 1929-1933, and the Great Depression that festered for the remainder of the 1930s. And since World War II, Federal Reserve Notes have lost more than 90% of their purchasing power--which is a serious consequence of inflation by any reasonable standard

Resolved Question: Do We Mind Taxes?

10 May 2008 at 1:38pm

Republicans are always trying to lower taxes, give tax breaks, and argue that these "help" the average person. I never feel helped. While Democrats are lambasted for always wanting to raise taxes for services that might actually do so. Other countries have similiar tax levels but receive much more for their money, low cost or free higher education, medical care, housing assistance, and so many other things are just... available. Yet with our equal or even higher taxes we ALSO pay for all the above out of pocket. Huh? I don't mind paying taxes, IF I can stop worring about public education, get a college degree without $100k in student loans, have healthcare, and have a home. When taxes are cut or lowered, it doesn't seem to make any real difference in my own life or finances at all, while corporations and those with money and investments seem to benefit a lot. So, do we mind paying taxes if we can stop personally paying for the things that can improve our lives the most?

Resolved Question: Client Investments?

9 May 2008 at 11:08pm

Client Investments. A & B Financial Services makes investments for their clients. It makes a investment of $3700 for the year at simple interest, yielding $297. some of the dollars is invested at 7% and the rest at 9%. How much has been invested at 7% and 9 %? Do the Familiarize and Translate steps by completing the following table. Let the number of money invested at 7% and the number of money invested at 9%.

Resolved Question: It is important to choose a financial planner who has expe...

9 May 2008 at 4:19pm

6: It is important to choose a financial planner who has experience counseling individuals on their financial needs. True False 7: A "limit order" is a firm that stands ready to buy or sell a stock listed on an exchange at publicly quoted prices. True False 8: The services a financial planner offers depend on a number of factors including fees, stock prices and quotas. True False 9: In order to minimize financial risk, you should put all of your money into only one type of investment. True False 10: Before you invest or pay for any investment advice, it is important to make sure your brokers, investment advisers, and investment adviser representatives are licensed. True False

Resolved Question: Would you pay $ 10,000 for a machine that would make ethan...

9 May 2008 at 5:38am

I ran across this in Yahoo News this morning. Kick the oil habit and make your own ethanol By Timothy GardnerThu May 8, 6:00 PM ET A new company hopes drivers will kick the oil habit by brewing ethanol at home that won't spike food prices. E-Fuel Corp unveiled on Thursday the "MicroFueler" touting it as the world's first machine that allows homeowners to make their own ethanol and pump the brew directly into their cars. The portable unit that sells for $10,000 resembles a gasoline station pump and nozzle -- minus the slot for a credit card, or the digital "SALE" numbers that whir ever faster at retail pumps as global demand pushes fuel prices to record levels. Instead of tapping gasoline from an underground tank, the pump's back end plugs into home power and water supplies to make ethanol for as little as $1 a gallon (3.8 liters), according to E-Fuel. The company says one of the machine's top selling points is its sweet tooth. It ferments fuel from sugar, the price of which is historically cheap as global supplies are glutted. That means it avoids the Achilles heel of today's U.S. ethanol system -- reliance on corn -- which has been blamed for helping to spike global food prices. "There's no mother in America crying that their kids aren't getting enough sugar," Tom Quinn, CEO and founder of E-Fuel said in an interview. Regular table sugar alone is too expensive, so E-Fuels says it will link customers to cheaper surplus supplies, including inedible sugar from Mexico that sells at a fraction of the price. It also hopes to get users to help pay for feedstock by selling carbon credits for using the machine, since making ethanol from sugar emits fewer greenhouse gases than making it from corn. "We will break the traditional ethanol system," said Quinn a California computer and computer games inventor, who has bankrolled the company with what he calls "millions, but not multimillion" of dollars. He said despite the steep upfront costs, the machines will pay for themselves quickly. For a two-car family that drives about 34,500 miles a year, the MicroFueler will pay for itself in less than two years, assuming average gasoline prices of $3.60 per gallon, the company said. The unit makes up to 35 gallons (132 liters) of 100 percent ethanol per week. Others are not so sure that the MicroFueler is a good investment. "I doubt it will work," said David Pimental, a professor at Cornell University who has studied the economics of ethanol for decades. He said the history of the fuel has been one of moving to greater and greater scales to increase the efficiencies of making the fuel. E-Fuel says the machine is efficient in a way that big ethanol plants aren't because it removes water from the fuel with special fine filters that reduce the fuel costs of distilling the water out. (Reporting by Timothy Gardner, editing by Marguerita Choy) Copyright � 2008 Reuters Limited. All rights reserved. Republication or redistribution of Reuters content is expressly prohibited without the prior written consent of Reuters. Reuters shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon. Copyright � 2008 Yahoo! Inc. All rights reserved. Questions or Comments Privacy Policy -Terms of Service - Copyright/IP Policy - Ad Feedback

Resolved Question: Client Investments. A & B Financial Services makes investm...

8 May 2008 at 8:13am

Resolved Question: Small Business Ideas For My Son?

8 May 2008 at 4:31am

We live in a medium sized town with few options for my teenage son to find a job. Can you give us some ideas for innovative and/or nontraditional businesses that he can start this summer that require a very small investment? He is willing to try anything ethical, that will be worth his while and investment of his time. Please exclude a lawncare service, he has severe allergies!

Resolved Question: How much money can I expect to save on deployment?

7 May 2008 at 9:41pm

O-1 less than 1yr of service. Any suggested short term investment plans?

Resolved Question: Will increasing the capital gains tax help, hurt or leave ...

7 May 2008 at 6:24pm

The typical argument against a capital gains tax increase is that it will stiffle investment and thereby reduce revenues in the long term. But would the increase in services from the government stimulate the economy and offset this? What if the tax is only on the personal gains of the super rich, so as to not affect the broad base of stock purchasers or the gains made by mutual funds? The personal income tax of the rich is 35% so increasing the capital gains tax from 15% to 20% would still make investment very attractive for these people. Whereas those in lower income tax brackets could be exempted.

Resolved Question: which investment for 401k through my work?

6 May 2008 at 8:34pm

ok here are my choices- goldman sachs tollkeeper fund goldman sachs concentrated international equity fund goldman sachs growth opportunities fund goldman sachs capital growth fund goldman sachs structured small cap equity fund goldman sachs structured large cap value fund davis financial fund goldman sachs structured us equity fund goldman sachs asset allocations equity growth strategy portfolio goldman sachs asset allocation growth and income strategy portfolio goldman sachs core fixed income fund goldman sachs ila prime obligations portfolio service shares< >

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